Pay As You Go. Australia’s first dedicated private student loan provider.

Academy Xi has teamed up with Study Loans to offer you the ability to pay for your course as your progress through your course and once you have completed it. It’s simple, easy and affordable.

What is Study Loans?

Study Loans is a new kind of finance for students seeking assistance in paying for their education.

How does Study Loans work?

1. Study Loans easily lets you apply on your own, over the phone or through Academy Xi

2. Study Loans will pay Academy Xi on your behalf

3. You simply pay off your education as you go with easy to afford fortnightly or monthly repayments

Frequently asked questions:

Can a parent or guardian take out the loan on behalf of the student?

Yes – Study Loans now allows a parent or guardian of a child seeking a loan for education to be able to take the loan out in their name instead of the child. This will be beneficial for those students who are currently not earning over $20,000 per annum but have a parent or guardian willing to take out the loan in their name.

What happens if I defer my education?

You would still be required to make repayments until completion of that tranche. This can be discussed further with Study Loans for an individual arrangement.

Is it possible to only borrow a fraction of the course cost?

Yes, when you speak with Academy Xi, please advise them how much you would like to pay upfront and how much you will need to borrow.

What happens if I fail a unit?

We recommend you first speak to Academy Xi about re-sitting a unit. If this isn’t possible you can contact our friendly team on 1800 566 669 to discuss further.

Will you run a credit check on me?

Yes, at the formal application stage, we will run a credit check. If you are simply checking what your repayments would be we suggest using our websites calculator or call our support staff for your indicative repayment ranges.

What is the application process like?

We work hard to make the process as straightforward and simple.

  1. Choose Academy Xi by going directly to them or to our “Courses” tab.
  2. Choose your course and apply directly through us, the enrolment officer at Academy Xi or one of us at Study Loans will be able to assist you with any questions.


  • 18 years and over
  • Be an Australian Citizen or Permanent Resident
  • Need a loan to fund your education

Not sure? Learn more about zipMoney

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